Your Life Max has a microSD memory card reader. If your personal computer can also read that card type (Most laptops are so-equipped), you should be able to save a music file
The BLU Life Max is an Android phone and there are plenty of free ringtone apps such as MP3 Cutter, RingDroid (open source) and more.
More on free ringtones
Here are some of the 100% free ringtones (BLU Life Max-compatible) offered here at MartinsRingtones.com:
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