The Studio XL 2 sports a microSD memory card slot. If your laptop or personal computer has a slot for that card format (Most notebooks are so-equipped), you should be able to transfer music files
The BLU Studio XL 2 is an Android smartphone and the Android market offers a bunch of free ringtone apps such as MP3 Ringtone Maker, Zedge and more.
Here are links to some of the free ringtones (compatible with your BLU Studio XL 2) we offer:
Free Horror Ringtones Free Tropical Ringtones Free Ringtones-a-gogo Free Techno Ringtones Hear All Our Free Polyphonic Ringtones