The Vivo XL3 Plus sports a microSD memory card reader. If your laptop or personal computer can also read that card format (Most notebooks are so-equipped), you should be able to transfer music files
The BLU Vivo XL3 Plus is an Android smartphone and the Android market offers a bunch of free ringtone apps such as MP3 Ringtone Maker, Zedge and more.
Here are links to some of the free ringtones (compatible with your BLU Vivo XL3 Plus) we offer:
Free Horror Ringtones Free Tropical Ringtones Free Ringtones-a-gogo Free Techno Ringtones Hear All Our Free Polyphonic Ringtones